
Real estate problems are becoming more unpopular as they persist for much longer than originally expected. While residential property difficulties were prominent at the beginning of the banking crisis, commercial property is now coming on strong with its own set of financial obstacles. This is especially evident when observing small businesses and their already full plate of problems without apparent solutions. There are a number of practical explanations why small business owners are experiencing an unusual amount of difficulty with commercial real estate financing. As one critical example, most banks have restructured so much that small business loans have become a minor part of their new service portfolio (or have effectively disappeared altogether). There are some realistic precautions for small businesses to consider in order to minimize the impact of these very real problems. More effective use of financial negotiating is one precaution that should receive special emphasis.